First Banking Center offers you competitive interest rates on Checking, Savings, Money Market, and Certificate of Deposit Accounts. These rates may only be available online and for a limited time.
Product |
Interest Compounded |
Minimum Initial
Deposit |
Minimum Balance |
Interest Rate |
Annual Percentage
Yield |
3 Month |
Quarterly |
$1,000 |
$1,000 |
2.25% |
2.27% |
6 Month |
Quarterly |
$1,000 |
$1,000 |
2.50% |
2.52% |
11 Month Special |
Quarterly |
$5,000 |
$5,000 |
3.55% |
3.60% |
12 Month |
Quarterly |
$500 |
$500 |
2.75% |
2.78% |
17 Month Special |
Quarterly |
$5,000 |
$5,000 |
3.70% |
3.75% |
18 Month |
Quarterly |
$500 |
$500 |
2.85% |
2.88% |
24 Month |
Quarterly |
$500 |
$500 |
3.00% |
3.03% |
24 Month Educ |
Quarterly |
$250 |
$250 |
3.10% |
3.14% |
30 Month |
Quarterly |
$500 |
$500 |
3.30% |
3.34% |
48 Month |
Quarterly |
$2,500 |
$2,500 |
3.55% |
3.60% |
72 Month |
Quarterly |
$2,500 |
$2,500 |
3.75% |
3.80% |
Product |
Interest Compounded |
Minimum Initial Deposit |
Minimum Balance |
Interest Rate |
Annual Percentage Yield |
4 Week |
At Maturity |
$25,000 |
$25,000 |
2.25% |
2.27% |
13 Week |
At Maturity |
$10,000 |
$10,000 |
2.25% |
2.27% |
26 Week |
Quarterly |
$10,000 |
$10,000 |
2.50% |
2.52% |
52 Week |
Quarterly |
$10,000 |
$10,000 |
3.55% |
3.60% |
104 Week |
Quarterly |
$10,000 |
$10,000 |
3.75% |
3.80% |
156 Week |
Quarterly |
$10,000 |
$10,000 |
3.30% |
3.34% |
Product |
Interest Compounded |
Minimum Initial
Deposit |
Minimum Balance |
Interest Rate |
Annual Percentage
Yield |
Insured Indexed Money Market Savings |
Monthly |
$1 |
$0-999 $1,000-4,999 $5,000-9,999 $10,000 and over |
0.40% 0.50% 0.60% 1.74% |
0.40% 0.50% 0.60% 1.75% |
Premium Money Market Savings |
Monthly |
$1 |
$0-24,999 $25,000-49,999 $50,000-99,999 $100,000-249,999 $250,000 and over |
0.40% 1.83% 1.88% 1.98% 2.96% |
0.40% 1.85% 1.90% 2.00% 3.00% |
Product |
Interest Compounded |
Minimum Initial
Deposit |
Minimum Balance |
Interest Rate |
Annual Percentage
Yield |
Statement Savings3 |
Monthly |
$1 |
$200 |
0.40% |
0.40% |
Young Investor Passbook Savings |
Quarterly |
$1 |
$0 |
0.40% |
0.40% |
Product |
Interest Compounded |
Minimum Initial Deposit |
Minimum Balance |
Interest Rate |
Annual Percentage Yield |
Health Savings Account |
Monthly |
$100 |
$0-2,499 $2,500-7,499 $7,500-24,999 $25,000-49,999 $50,000-99,999 $100,000 and over |
2.00% 2.30% 2.50% 3.00% 3.25% 3.50% |
2.02% 2.32% 2.53% 3.04% 3.30% 3.56% |
Product |
Interest Compounded |
Minimum Initial
Deposit |
Minimum Balance |
Interest Rate |
Annual Percentage
Yield |
Rewards Checking4 |
Monthly |
$1 |
On balances from $0 - 25,000 On balances from $25,001 - and over All balances if reqmnts are not met |
5.85% |
6.01% 0.50% - 6.01% 0.10% |
Premier Checking and Senior Premier Checking5 |
Monthly |
Not Applicable |
$0 - 9,999 $10,000 - 24,999 $25,000 - 49,999 $50,000 and over |
0.25% 0.50% 1.00% 1.50% |
0.25% 0.50% 1.00% 1.51% |
The interest rates are in effect as of 8/28/08 but are subject to change at anytime. Account fees may reduce earnings. Service charge information available upon request. For more information on our products or services, feel free to contact us.
1 Substantial penalty will be charged for early withdrawal.
2 If the account falls below balance requirements there will be a service
charge and interest will drop to no less than the Regular Savings rate.
3 If the account falls below balance requirements there may be a service charge
and interest will not be credited to your account for the month.
4 See Schedule of Personal Services for interest rate requirements.
5 If the account falls below balance requirements there will be a service charge, see
Schedule of Personal Services for membership fee information.
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